Common questions

CreditCorp is a company that anticipates receivables, with competitive market rates, in a safe, practical and fast way for companies that need to balance their cash flow - which, so they can focus only on what's most important: delivering their product or service on time.

CreditCorp, in partnership with selected drawees, discounts bonds from suppliers of such drawees. To do so, the supplier who wants to anticipate the receipt only needs to register on the CreditCorp platform – and thus carry out operations whenever there is availability of receivables against its partner customers of CrediCorp, with advantages such as availability of credit, competitive rates and availability in account. current in the shortest possible time.

CreditCorp emerged from the identification of a great demand for credit by companies from different segments, invariably submitted to numerous requirements for granting credit in large banks - the which currently hold more than 80% of this market and whose focus is larger and more structured operations. These companies, therefore, end up having to deal with often exorbitant fees and/or factoring companies, for example.

These are institutional investors, such as investment funds and family-offices that manage the liquid resources of investors. These investors allocate part of their portfolios to FIDCs to diversify risks.

No. CreditCorp is not a correspondent bank that raises funds for other institutions. It is an end-to-end solution that operates with funds from the CreditCorp Credit Rights Investment Fund.

Companies of any size, especially small and medium-sized companies, with difficult access to funding sources – and which are suppliers of a select group of large companies.

CreditCorp owns: • Robust, differentiated, accessible, intuitive and practical technological structure; - automated, objective process that practically eliminates human interaction; • A single product: credit. This means no insurance sales, capitalizations or consortia; • Speed in granting credits in an objective process and without unnecessary bureaucracy; • Competitive and advantageous rates. Several companies act in a similar way, but they are intermediaries for large financial institutions and, therefore, use the same standards for granting credit and high rates. Others make a basket of credits and make them available at auctions for investors – a model that has, as a major disadvantage, an even longer process for its implementation.

1) EASY REGISTRATION You fill out an application and send the requested digital documents only once. In the next trade discount operations, it will not be necessary to fill in the registration again. 2) CREDENTIALS Within 48 hours you will receive an SMS, email or WhatsApp that will inform you about the approval of the registration and your credentials (login/password) for exclusive access to the CreditCorp platform . 3) QUERY/TITLE SELECTION Then, just consult the titles you have – as well as those you want to anticipate, and confirm the operation. 4) HIRING WITHOUT BUREAUCRACY After confirmation, you will receive, via email, the receivables assignment agreement and the electronic bordero of the specific transaction. At this point, you must access your account in the CreditCorp system and sign the contracts digitally, using your standard digital certificate. 5) FAST CREDIT In a few hours, the credit for the selected securities will be transferred directly to your current account, regardless of the bank where your company is an account holder.

You must be a supplier for our selected draws.

Response will arrive within 48 hours.

Through electronic channels: SMS, email and WhatsApp.

The limit is the number of securities that the supplier has with the drawee.

Credit will be issued within 24 hours of approval.

No. Only through available platforms.